Simplified Life Insurance

Simplified Life Insurance, also known as Simplified Issue Life Insurance, is a type of No Medical Life Insurance that doesn't require a medical exam but typically involves answering a few health-related questions. While premiums are higher than traditional life insurance, they are lower than guaranteed life insurance, offering a balance of affordability and protection. This type of insurance provides higher coverage than guaranteed options, typically ranging from $100K to $500K, making it one of the most cost-effective No Medical Life Insurance options. However, there are some limitations on the maximum coverage amounts.